Insurance Company Rules
February 3rd, 2009 | by Rick |HealthCareForAmerica asked:
Check out “Insurance Company Rules” - a collaboration between Health Care For America Now (HCAN) and Public Service Administration (PSA). You can read more at: http://www.HealthCareForAmericaNow.org
EMANUEL
25 Responses to “Insurance Company Rules”
By NORMAN on Feb 6, 2009 | Reply
SONNY
Actually, Obama’s plan gives you a choice. You can choose a public health insurance plan like Medicare, or you can choose a private insurer’s plan. And they ALL have to play by the SAME rulesnot cherrypick who they’ll cover or exclude by pre-existing conditions or changing your coverage out of the blue. If the private insurers truly are competitive & interested in providing health coveragerather than reaping windfall profitsthey shouldn’t have any problem. Right?
By STEVE on Feb 8, 2009 | Reply
GEOFFREY
I don’t understand the logic of “insurance companies aren’t held accountable for their initial agreements” therefore, we should have government run insurance. Reform the laws to hold the companies accountable - don’t just give it away to government. You want accountability? Go to the DMV or go through the court system to see how accountable the government is.
By LEO on Feb 11, 2009 | Reply
ROBERTO
Jesus Fuckin Christ! We need to incarcerate the CEO’s of these Goddam Private Health Insurance Companies such as Aetna, etc. What these guys get away is absolutely criminal. I don’t know what it’s going to take for America to realize that we essentially need a single payer healthcare system in this country.
By SYLVESTER on Feb 14, 2009 | Reply
HORACE
With luck these thieves will be forced to get real jobs within a year of Obama’s inaguration. **** it down bitches!
By DOMINGO on Feb 15, 2009 | Reply
TYLER
hiiamrick.
I know. Insurance companies focus on people that try to defraud them. It happens. But insurance companies label them and then sub-consciously apply the label to many claimants and especially long term disability claimants. Insurance co’s look at long term disability as fraud in 45% of the cases. They work to deny 45% of claims. It starts with that attitude and allows them to guiltlessly defraud many of their clients.
By MATT on Feb 18, 2009 | Reply
ROSCOE
The problem is with long term disabilities. Insurance companies **** paying these and will do whatever it takes to not pay, i.e. deny the claim outright, call it a pre-existing condition, cancel it on a technicality, force you to get evaluated by their own bought-and-paid for doctor. Whatever. It is contract fraud and all insurance companies have whole departments to work toward upwards of 45% claim denial. Most claimants give up eventually. It is fraud.
By JAYSON on Feb 21, 2009 | Reply
EMERY
The last time I had insurance the claims adjusers had Sarah Palin accents and nothing was payable. It was a PPO with $5,000 deductable. You had to use a network doctor. None of the doctors took new patients. The CEO of the company is one of the highest paid in the country. My friends in France go the doctor when they want for a tiny co-pay. The care is excellent.
By CHASE on Feb 24, 2009 | Reply
MERVIN
Are people in your area required to use health insurance companies? I live in Ohio and it’s my choice to buy into a health plan. I have one from my employer that covers most things, I pay for the rest. It costs me a couple hundred buck a pay period. I’m not forced into the plan and I know it’s a for profit entity like any other corporation…so what’s the big deal?
By ANTON on Feb 25, 2009 | Reply
DUSTY
I love people who blame trial lawyers for problems in the medical field. Have you ever done any research into how few med mal cases are successful these days? Very, very few of these cases are even filed anymore, and even fewer are successful. Why? Because state laws make them almost impossible to win. If you want to find someone to blame, blame the malpractice insurance carriers who are charging premiums and deductibles so high doctors can’t afford them. It’s the insurers who are getting rich.
By LUCAS on Feb 27, 2009 | Reply
BENITO
Hilarious video and oh so true, to quote an earlier commenter. Here’s the final verse of my Raging Grannies comment on American medical care [sung to the tune of 16 Tons]:
If Canada, Europe and Japan
Also Sri Lanka and Thailand
Could figure this* out, what’s wrong with us
Too polite and quiet, we don’t make no fuss!
*nationalized healthcare
By ERVIN on Feb 27, 2009 | Reply
IAN
LOL! Hilarious but oh so true.
By LEONARD on Mar 1, 2009 | Reply
CLEMENT
I have worked for a health insurance company and now I work at a physicians office.
Pretty neat to see both sides of an issue.
By ROY on Mar 3, 2009 | Reply
SAMMY
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By BRADFORD on Mar 5, 2009 | Reply
CURTIS
haha this was good!
By DAN on Mar 7, 2009 | Reply
EDMUND
The President and congress have great healthcare. I don’t hear any complaints from them and yet I see tons of insurance company assholes telling us we would not like it. Keep it as is. Take your nickel a post crap back to the insurance companies. Change is coming for the better. I would rather stand in line and get healthcare than get none.
By SALVATORE on Mar 10, 2009 | Reply
LAMONT
The problem is the third party. Whether it is an insurance company or the government, he who pays controls the transaction.
Right now, the insurance company controls a lot of transactions, but not under threat of criminal sanctions. If the government controls health care transactions, your care and choice will suck, and it can put you in jail.
Don’t get why people support a government which screws up pretty much anything it touches in charge of health care.
By NICK on Mar 13, 2009 | Reply
CHANCE
The system needs a lot of work, but universal is not the answer, I spend time abroad and those sytems are generally counter innovative. One thing is for certain your taxes will go way up.. Get rid of the curruption and kick-backs would be a starting point.
The video is hilarious.
By LUCIEN on Mar 16, 2009 | Reply
NOEL
breaking away from the free market is a bad idea for anyone with any ambition…why go to college and grad school and residency for an average salary…
By NEAL on Mar 17, 2009 | Reply
JULIO
I think you’re mistaken. The only docs with those are doctors who do not take insurance and only take cash. Don’t confuse physicians with hospital administrators, insurance companies, and sleazy lawyers who will sue any doc for anything. These are the people who are hurting both doctors and patients.
By HUNTER on Mar 18, 2009 | Reply
DANIEL
The reason we don’t have universal healthcare? The doctors would be forced into a 2 million dollar homes instead of a 4 million dollar home. 2 cars instead of 4. 2 vacations instead of 4 a year. Their lifestyle would take a dive. They would have to double their rates to make up for their losses. Therefore putting the burdon on the patients. Greed in America is alive and well. Gotta love it.
By WILFORD on Mar 19, 2009 | Reply
RONNIE
Well said.
By KURTIS on Mar 21, 2009 | Reply
CHADWICK
I enjoyed this thoroughly!
By HERSHEL on Mar 24, 2009 | Reply
ROYAL
socialism isn’t banned by the constitution.
Deregulation means more control of our lives by wealthy corporations. Mass accumulation of wealth is enforced by the state through the police and military. democratically voted upon regulation is good for not only the masses of people, but good for business.
By PERCY on Mar 26, 2009 | Reply
MORRIS
Like any form of gambling, insurance companies need to be regulated. Their bookies (umm…sorry, I guess they call them actuaries) set the odds, the government is supposed to regulate the house cut…supposed to. Kinda hard when the house is called upon to adjudicate the very thing gambled upon. “Oh, sorry, your boat hasn’t sunk, it’s just sitting lower in the water.” Yeah, lower in the water…by 100 fathoms.
By RAFAEL on Mar 26, 2009 | Reply
SEBASTIAN
all evil will be gone by 2012 so let them enjoy few more years;modern medicine is clueless about diseaes anyway so I dont really understand people going to MDs